Senior travelers usually aren’t aware that Medicare doesn’t cover for them while they are traveling. Our elders who have gone before us and provided us with knowledge from the past shouldnt be left with no proper information. We should be doing better than that, to inform them in advance that if they are on a vacation that their insurance does nothing for them.
Traditional medical needs and hospital coverage are not offered by Medicare, and when traveling outside the country this can make for an even worse situation if an emergency arises. In the event of a medical emergency where you may need medical evacuation it may cost you $10,000 up to $100,000 which is a huge amount especially for an elderly person. With a population that is living on a fixed income it really doesnt make a lot of sense that they would go without travel insurance. There are several varieties of travel health insurance plans available, including some cheap travel insurance plans such as senior citizen travel insurance.
The shorter the trip the less expensive the coverage, nevertheless its strongly suggested. Even if you are traveling to Canada or Mexico it will be of significant advantage to have travel insurance. Single trip coverage can be bought from 1 day up to one year, so if you don’t travel often this might be the way to go.
There’s also a policy available for senior citizens that will provide them with coverage throughout the entire year and they can have more than 1 trip within a 90 day period. It’s best to make sure that when they buy the policy that the insurer knows exactly where the destinations are in case there are any restrictions or high risk areas.
Medicare could only cover for trip cancellation and medical insurance. But in the end, it would all depend on where you will be traveling and what you will be doing when you get there.
photo: merinews.com
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